Embrace offers tiered pet insurance policies for dogs and cats. They cover chronic conditions, and pay claims based on a percentage of your actual bill.
Embrace offers a choice of annual maximum benefit amount, deductible and co-pay. Optional plans for wellness, prescription drugs and dental are also available.
Our standard disclaimer:
With any pet insurance policy, be sure you read and understand what is, and is not, covered by the policy. If a policy does not specifically state a condition is covered, there’s always a chance that it is not. Know your rights and procedure (if any) to appeal a determination.
Keep in mind that an injury or treatment that is “related” to an excluded condition can sometimes be deemed an excluded condition. Ideally, you would like a list of covered conditions to eliminate any question of what will be reimbursed.